HECM vs. HELOC
Unlock the potential of your home equity. Dive into our comprehensive comparison of HECM vs HELOC to make an informed, financially sound decision today.
Unlock the potential of your home equity. Dive into our comprehensive comparison of HECM vs HELOC to make an informed, financially sound decision today.
Discover if you are a good candidate for a reverse mortgage loan. Our blog post covers the eligibility requirements, benefits and drawbacks of this financial product to help you make an informed decision.
Considering a reverse mortgage? Learn the five reasons why you should secure one now, even during high rates. Get reliable advice from our experienced team of professionals at Reverse Mortgage Colorado and make sure your financial future is secure.
From time to time, I come across an article that I think would be beneficial to my audience. Lucille Rosetti runs the web-site www.thebereaved.org.She has graciously allowed me to repost her article on my site. www.thebereaved.org has great information for seniors and for the people who love and help them. This is a very informative site that …
Discover the flexibility of a Home Equity Conversion Mortgage (HECM) and learn how you can access the equity in your home for various purposes.
In my last blog, Reverse Mortgages for Beginners, I gave you a 30,000-foot view of the answers to some of the most common questions people just learning about reverse mortgages have. What I want to do over the next few weeks is to take a closer look at each individual question and answer from that …
I wanted to write an article for people just beginning to learn about reverse mortgages. This is basically a short FAQ page that takes a 30,000 foot view and answers the very basic questions everyone has when they first learn about this amazing loan program. I hope you enjoy it and feel free to share …
The Direct Marketing Association has a website at www.dmachoice.org. It is a Mail Preference Opt-Out database maintained to help companies remove people that do not want to receive future direct mail solicitations – from any source. They offer this “mail suppression service to assist people in managing their marketing preferences and provide this suppression file …
How To Reduce The Direct Mail Solicitations That You Receive Read More »
5. You cannot use a reverse mortgage to purchase a home. 4. The bank owns your home and allows you to stay in the home. 3. You can outlive the reverse mortgage. 2. Reverse mortgages are only for desperate people. 1. The bank will take your home when you die. I put the meat of …
What Are The Top Five Reverse Mortgage Misconceptions? Read More »
You’ve heard about how reverse mortgages are used by over one million homeowners to enhance their financial security in retirement. But a reverse mortgage isn’t for everyone, so how do you know if a reverse mortgage is right for you?
Left us a
star reviewMy wife and I are retired and had a mortgage that was quite high. We contacted Bruce regarding a Reverse Mortgage and were pleased with his knowledge and experience. He made the whole process very easy and explained everything along the way. Since then, I have had a couple of questions and contacted him regarding the RM. Bruce has always been very responsive and returned our calls within minutes. We couldn't be happier having used Bruce for the Reverse Mortgage and highly recommend him.
Bruce has been serving my interest over and above what one might expect during the whole process of handling my reverse mortgage dating back to 2010 and continues to be available at present whenever a question may arise. He is one of the most reliable, trustworthy and knowledgeable experts regarding reverse mortgages that I have had the privilege to do business with! I would highly recommend Bruce to anyone who is considering a reverse mortgage. Thank you Bruce!
I met Bruce from a referral who just love what he did for them on their Reverse Mortgage, So I contacted Bruce and told him my story and he came up with a great Reverse Mortgage for me and my needs and now I am living good and not worrying about Finances anymore. He had it done in a timely manner. If you are looking for the MAN to help you get the best Reverse Mortgage you need to call him and hope you let him help you.
Bruce is one of the most professional, knowledgeable and efficient experts I have worked ŵith ever in any field. He is fast to answer and always ready to help...and he's a great guy!
I was hesitate about getting a reverse mortgage until Bruce Simons put my mind at rest. He is easy to work with, extremely knowledgeable and efficient. Things get done and he will make sure that you understand every part of the process. I interviewed several other people and he was hands down.....The only choice.
Doing a Reverse Mortgage is a major decision, when working with Bruce he came out personally to go over every thing in detail, there was no pressure to finalize the transaction, I had even put the loan on hold for awhile even though I had locked in my rate, I had called Bruce off and on for a few weeks to ask questions that I had concerns about and he was always available to talk to me. In the end it gave me time to feel comfortable about my decision to move forward with the Reverse. Bruce was very pleasant to work with and would certainly recommend Bruce if you are going to consider a Reverse Mortgage.
Bruce Simmons at American Liberty is one of the best in the reverse mortgage industry. I have known and worked with him for years and he always does a great job. You are in good hands with Bruce and know that he will take good care of you or your loved ones every step of the way.
Best thing I ever did! Bruce Simmons at American Liberty Mortgage is the best. He is always there to answer your questions, and can easily explain the whole idea of a Reverse Mortgage. He takes the time and goes through the entire process with you. It worked out so well for me. Thank You Bruce!
We had researched Reverse Mortgages for 5 years and after hearing about Bruce Simmons and meeting with him, we finally decided to move forward with the Reverse Morgage. It has been over a year now and we are still very pleased with our decision. We think Bruce is very professional, knowledgeable and honest. Thank you, Bruce, for all your help.
I first met Bruce Simmons 2017. I found him on the internet. I was looking for someone local. I called him and explained I was only looking into doing a reverse mortgage, so I did not want him to think this was something I was ready to do. Bruce was friendly, very open about the basics of a reverse mortgage. Bruce came to my home and presented the figures and other details that he could offer. The first thing that impressed me was this was not a hard sell, more of a informational meeting. He was very open about all of the details, and answered my questions without hesitation. What really was evident was he was establishing a relationship with me, and I realized he knew I would not take the loan at that time. There was not enough equity in my home, and I would have to bring money to the table. Although I was not ready to do a loan, Bruce assured me he is always available for questions. Four years later, I finally did do a reverse mortgage, and I couldn't be happier with having done it. I have done away with a mortgage payment which allows me to fund my retirement account with that mortgage payment. We did some much needed landscaping with our cash out transaction, and will move on to improvements inside of the house. My reverse mortgage has a line of credit, and I feel sense security knowing it is there if I need it. Bruce explained that a reverse mortgage is not for everyone, but I feel certain that he paved the way for a strategy that worked for me. I will definitely do a refinance when the time is right. I will check in with Bruce to be sure what the benefits are when I do it again.
I have worked with Bruce Simmons for 15 years. Bruce is one of the best in the industry. He is extremely knowledgeable, kinds and detailed in what he does. His clients love working with him and trust him to help them with their Reverse Mortgage loans. I would recommend Bruce to anyone I know that is thinking about or wanting to do a Reverse Mortgage. He will always take very good care of the customers and make sure their needs are met! Class act and one of the best in the industry by far!