Bruce Simmons

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5 Ways a Reverse Mortgage Can Provide Independence for Senior Homeowners

As we age, the desire for independence becomes even more significant. For senior homeowners, a reverse mortgage can be an excellent tool to achieve various forms of independence. In this blog post, we’ll explore five key ways a reverse mortgage can empower you: Financial Independence, Residential Independence, Healthcare Independence, Debt Independence, and Lifestyle Independence. What […]

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Demystifying Reverse Mortgages: Costs, Comparisons and Considerations

Are you over 62 and considering a reverse mortgage as a financial solution? It’s crucial to understand what you’re getting into. In this blog post, we delve deep into the world of reverse mortgages, shedding light on costs, comparisons and important considerations. Reverse mortgages are FHA-insured loans designed for individuals aged 62 and over. They

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The Unconventional Ideal Reverse Mortgage Candidate: Insights from Understanding Reverse by Dan Hultquist

Reverse mortgages are often misunderstood and surrounded by myths. Many people think they are only for those who are cash-strapped or desperate, but this couldn’t be further from the truth. In his book Understanding Reverse, Dan Hultquist sheds light on an unconventional idea of an ideal reverse mortgage candidate. This blog post will explore these

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Preserving Your Legacy with Reverse Mortgages: Debunking Inheritance Myths

When it comes to considering a reverse mortgage, many people hesitate due to the misconception that it will prevent them from leaving an inheritance to their heirs. However, this belief is often based on misunderstandings about how reverse mortgages work and the impact they have on inheritances. In this blog post, we will delve into

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Why You Should Secure a Reverse Mortgage Before a Spouse Passes Away or Becomes Gravely Ill

Navigating the complexities of retirement planning can be daunting, especially when considering the potential for unforeseen circumstances such as the illness or death of a spouse. One critical financial tool that can provide stability during these challenging times is a reverse mortgage. In this blog post, we will explore why it’s essential to secure a

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Two smiling elderly people sit together, with one holding a small model house in their hand and the other pointing at it, illustrating the strategic role of home equity in retirement.

The Strategic Role of Home Equity in Retirement

Retirement should be a period of contentment and stability, but ensuring that requires more than just conventional savings; it involves strategic use of all your assets, including one of the most potent yet often overlooked: home equity. Increasingly, savvy retirees are turning to reverse mortgages—not as a last resort but as a planned financial tool

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Understanding The True Value And Risks Of Reverse Mortgages

As we navigate the financial landscape of our golden years, it’s crucial to consider all our options. Reverse mortgages are emerging as a viable choice for homeowners 62 years and older to unlock their home equity, converting it into tax-free cash without the burden of monthly payments. In our latest podcast, we delve deep into

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Exploring the Pros and Cons of Reverse Mortgages

Exploring the Pros and Cons of Reverse Mortgages

In the golden years of retirement, financial freedom becomes a paramount concern. For many, a reverse mortgage presents an opportunity to tap into the equity of a home without the burden of monthly mortgage payments. But like any financial decision, it’s essential to enter this arena armed with knowledge. Let’s examine the potential benefits and

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The Remarkable Evolution of Reverse Mortgages: From Uncertainty to Empowerment

Reverse mortgages have undergone a transformation as dramatic as any in the financial world. What began as a niche loan option for seniors has blossomed into a strategic financial tool, offering retirees not just a safety net but also a springboard towards financial freedom. The ‘Wild West’ Era In the early days, reverse mortgages were

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Reverse Mortgage Guide

Reverse Mortgage Guide

Unlock the secrets to a more secure retirement with our exclusive Consumer Guide! Discover if a reverse mortgage is your golden ticket to financial freedom and comfort in your later years. 

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John Addante
John Addante

Left us a 5 star review

My wife and I are retired and had a mortgage that was quite high. We contacted Bruce regarding a Reverse Mortgage and were pleased with his knowledge and experience. He made the whole process very easy and explained everything along the way. Since then, I have had a couple of questions and contacted him regarding the RM. Bruce has always been very responsive and returned our calls within minutes. We couldn't be happier having used Bruce for the Reverse Mortgage and highly recommend him.

Bruce has been serving my interest over and above what one might expect during the whole process of handling my reverse mortgage dating back to 2010 and continues to be available at present whenever a question may arise. He is one of the most reliable, trustworthy and knowledgeable experts regarding reverse mortgages that I have had the privilege to do business with! I would highly recommend Bruce to anyone who is considering a reverse mortgage. Thank you Bruce!

I met Bruce from a referral who just love what he did for them on their Reverse Mortgage, So I contacted Bruce and told him my story and he came up with a great Reverse Mortgage for me and my needs and now I am living good and not worrying about Finances anymore. He had it done in a timely manner. If you are looking for the MAN to help you get the best Reverse Mortgage you need to call him and hope you let him help you.

Bruce is one of the most professional, knowledgeable and efficient experts I have worked ŵith ever in any field. He is fast to answer and always ready to help...and he's a great guy!

I was hesitate about getting a reverse mortgage until Bruce Simons put my mind at rest. He is easy to work with, extremely knowledgeable and efficient. Things get done and he will make sure that you understand every part of the process. I interviewed several other people and he was hands down.....The only choice.

Doing a Reverse Mortgage is a major decision, when working with Bruce he came out personally to go over every thing in detail, there was no pressure to finalize the transaction, I had even put the loan on hold for awhile even though I had locked in my rate, I had called Bruce off and on for a few weeks to ask questions that I had concerns about and he was always available to talk to me. In the end it gave me time to feel comfortable about my decision to move forward with the Reverse. Bruce was very pleasant to work with and would certainly recommend Bruce if you are going to consider a Reverse Mortgage.

Bruce Simmons at American Liberty is one of the best in the reverse mortgage industry. I have known and worked with him for years and he always does a great job. You are in good hands with Bruce and know that he will take good care of you or your loved ones every step of the way.

Best thing I ever did! Bruce Simmons at American Liberty Mortgage is the best. He is always there to answer your questions, and can easily explain the whole idea of a Reverse Mortgage. He takes the time and goes through the entire process with you. It worked out so well for me. Thank You Bruce!

We had researched Reverse Mortgages for 5 years and after hearing about Bruce Simmons and meeting with him, we finally decided to move forward with the Reverse Morgage. It has been over a year now and we are still very pleased with our decision. We think Bruce is very professional, knowledgeable and honest. Thank you, Bruce, for all your help.

I first met Bruce Simmons 2017. I found him on the internet. I was looking for someone local. I called him and explained I was only looking into doing a reverse mortgage, so I did not want him to think this was something I was ready to do. Bruce was friendly, very open about the basics of a reverse mortgage. Bruce came to my home and presented the figures and other details that he could offer. The first thing that impressed me was this was not a hard sell, more of a informational meeting. He was very open about all of the details, and answered my questions without hesitation. What really was evident was he was establishing a relationship with me, and I realized he knew I would not take the loan at that time. There was not enough equity in my home, and I would have to bring money to the table. Although I was not ready to do a loan, Bruce assured me he is always available for questions. Four years later, I finally did do a reverse mortgage, and I couldn't be happier with having done it. I have done away with a mortgage payment which allows me to fund my retirement account with that mortgage payment. We did some much needed landscaping with our cash out transaction, and will move on to improvements inside of the house. My reverse mortgage has a line of credit, and I feel sense security knowing it is there if I need it. Bruce explained that a reverse mortgage is not for everyone, but I feel certain that he paved the way for a strategy that worked for me. I will definitely do a refinance when the time is right. I will check in with Bruce to be sure what the benefits are when I do it again.

I have worked with Bruce Simmons for 15 years. Bruce is one of the best in the industry. He is extremely knowledgeable, kinds and detailed in what he does. His clients love working with him and trust him to help them with their Reverse Mortgage loans. I would recommend Bruce to anyone I know that is thinking about or wanting to do a Reverse Mortgage. He will always take very good care of the customers and make sure their needs are met! Class act and one of the best in the industry by far!