The answer is simple… work with a loan officer who is a Certified Reverse Mortgage Professional or CRMP.
A CRMP can provide you with objective guidance and suggest appropriate options to meet your goals and needs. CRMP’s are held to the highest professional standards in the reverse mortgage industry, so they have the knowledge and training to expertly advise older homeowners – and their trusted advisors – on how to utilize the equity in their home to enhance life in retirement.
A CRMP must pass a rigorous knowledge and ethics examination and complete 8 hours of continuing education annually to maintain their certification. They must have at least three years of experience originating reverse mortgages or have personally closed 50 or more reverse mortgages.
A CRMP also commits to – and must practice – the values listed in the National Reverse Mortgage Lenders Association Code of Ethics, which include Fairness, Confidentiality, Integrity, Competence, Diligence and Professionalism.
A CRMP must even pass a comprehensive background check every three years as proof of their professional integrity.
A CRMP loan officer can answer all your reverse mortgage questions and use their extensive knowledge of reverse mortgage options to help you identify the best “aging in place” solution for you.
To speak with a Certified Reverse Mortgage Professional, contact us today.